MFC ‘HOLIDAY MAGIC’ INSTANT WIN GIVEAWAY - OFFICIAL TERMS & CONDITIONS

 

ENTRY INTO THIS PROGRAM CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS & CONDITIONS.

 

CONTEST DATES:  The contest will run from November 4, 2025 to December 31, 2025.

 

WHO MAY ENTER:

Marianas Finance Corp. (referred hereafter to as MFC) Holiday Magic Giveaway is open to Guam residents aged 18 and older. Any nominee under 18 years of age will be required to have written consent of a parent or legal guardian. Employees of MFC and its respective agencies and their immediate families (spouse, parent, child, sibling and their respective spouses, regardless of where they reside are not eligible to win.

 

Any submissions made under false pretenses will automatically be disqualified.

 

PRIZES AND CONTEST STRUCTURE:

 

Customers who complete an MFC personal loan application are eligible to instantly win a prize by choosing a prize circle to scratch on the official promotional poster, revealing a prize the customer will win instantly.  These gift cards may not be redeemed for cash, are non-transferrable, and are available only while supplies last.  Limit one per customer.

 

Prize Giveaway

 

MFC will award instant “scratch and win” prizes to the first 88 eligible loan applicants.   The prizes available include*:

 

• Infusion - $10 gift card 

• Jack in the Box - $10 gift card

• Panda Express - $10 gift card

• ChaTime - $10 gift card

• Regal Theaters - $10 gift card

• 76 Circle K - $20 gift card

• Crumb Bakery - $20 gift card

• Payless - $50 gift card

• Cost U Less - $50 gift card

• Don Don Donki - $50 gift card

• Macy’s - $100 gift card

• Ross - $100 gift card

 

*Subject to availability 

 

To be eligible to win, giveaway entrants must apply for a personal loan in person at the Marianas Finance Corp. office located at 825 S. Marine Corps Drive, Tamuning, Guam 96913.   Prizes will be awarded to the first 88 eligible loan applicants, and no prizes will be awarded after all prizes are distributed, or after the end of the promotion date on December 31, 2025, whichever comes first.

Only one entry per person will be eligible for entry.  No purchase necessary to enter.  MFC reserves the right to modify, suspend or terminate all or part of this program at its discretion without notice.

 

 

AWARDING DATE:

Prizes will be awarded to the first 88 eligible loan applicants, and no prizes will be awarded after all prizes are distributed, or after the end of the promotion date on December 31, 2025, whichever comes first. MFC reserves the right to extend and/or modify the promotional date or the winner announcement date at their discretion.

 

WINNER NOTIFICATION:

Prize winner will be notified via the customer-provided email address and announced on the MFC Facebook page.    

 

At the discretion of the selection committee, any winner may be disqualified at the MFC Management’s discretion.  In the event it is determined that a winner has not complied with these terms & conditions, has failed to return any required documents within the specified time period, has made false statements or a prize notification is not claimed, then the assumed winner will be disqualified.

 

PRIZES: 

All prizes will be determined solely by MFC management and will be announced on its website and official Facebook page. MFC management reserves the right to reschedule the contest, modify the entry procedures, cancel the contest or cancel the awarding of prizes. Prizes are not redeemable for cash. Winners assume full responsibility for the prize. No purchase necessary to win or nominate a candidate.

 

RELEASES:

By accepting a nomination the candidate agrees to MFC’s use of their personal information and likeness for both online and offline marketing purposes. Winners must agree to photo shoots, video shoots, and interviews as determined by the selection committee.  Winning constitutes permission to use Winners’ names, images, village, likeness, prize won and photograph (all at MFC’s discretion) for future advertising and/or publicity in any and all media without additional compensation, notification or permission.