Frequently Asked Questions
General FAQ

Where is your office located?

Marianas Finance Corporation is located next to BankPacific in Tamuning at 825 S. Marine Corps Drive, Tamuning GU 96913.  Please see map here.

What are your hours of operation?

 

Hours of operation is 9:00am to 5:00pm – Monday to Thursday, 10:00am to 6:00pm Friday. 

Closed Saturday, Sunday, and Holidays.

What type of loans do you offer?

 

We offer personal loans, auto loans, home equity loans, and land loans.

How can I apply for a loan?

You can stop by our office in person, send a inquiry form here, or download the application form here.

What are the requirements for applying for a personal loan?

  1. Completed loan application  (To download an application, click here.)

  2. Two latest check stubs

  3. Verification of Employment (VOE)

  4. Valid I.D 

  5. $15.00 non-refundable loan application fee

How can I get a copy of my credit report?

The federal government requires that each of the three national credit-reporting agencies Experian, Equifax, and TransUnion gives you a free credit report every year.  You can request a free copy of your credit report by visiting www.annualcreditreport.com

What are acceptable forms of identification?

  • Signed state driver’s license

  • Signed state ID card

  • U.S. Passport

  • Resident alien card (Green Card)

  • FSM, RMI, or ROP Passports

  • Military identification

Home Equity Loan FAQ

What is a home equity loan?

A home equity loan allows you to borrow a fixed amount, secured by the equity in your home. You may even receive your money in one lump sum and deduct it from your taxes.

How do I determine how much I can borrow?

 

The amount you can borrow is based on the current equity you have in your house, as well as your credit score and location.  Fill out an application, or ask one of our knowledgeable staff members to help determine how much you qualify for.

How do I figure out how much equity I have?

 

You can quickly estimate your total equity by determining your home’s market value, and subtracting the amount of debt you currently owe on your home.

How can I better manage my household budget?

A few small changes can make a big difference in your monthly expenses.  During the loan process, we can help to reassess your current spending and put you back in charge of your money.

What can I use an MFC home equity loan for?

 

A home equity loan can help cover a variety of expenses, including a wedding or similar life events, a new vehicle purchase, tuition expenses and even medical bills.

Corporate Note FAQ

Is my Corporate Note insured by FDIC?

Since corporate notes are considered an investment, rather than a deposit, it is not federally insured.  However, you can be confident that your investments are secure, as MFC is a reputable and financially stable company that complies with all requirements of Government of Guam Dept. of Revenue and Taxation to sell corporate notes.