Frequently Asked Questions
General FAQ
Marianas Finance Corporation is located next to BankPacific in Tamuning at 825 South Marine Corps Drive, Tamuning, GU 96913.
Hours of operation is 9:00am to 5:00pm – Monday to Thursday, 10:00am to 6:00pm Friday.
Closed Saturday, Sunday, and Holidays.
We offer personal loans, auto loans, home equity loans, and land loans.
To apply online or download an application, click here.
You can also visit our office and pick up an application packet.
- Completed loan application (To apply online or download an application, click here)
- Two latest check stubs
- Verification of Employment (VOE)
- Valid I.D
- $15.00 non-refundable loan application fee
The federal government requires that each of the three national credit-reporting agencies Experian, Equifax, and TransUnion gives you a free credit report every year. You can request a free copy of your credit report by visiting www.annualcreditreport.com
- Signed state driver’s license
- Signed state ID card
- U.S. Passport
- Resident alien card (Green Card)
- FSM, RMI, or ROP Passports
- Military identification
Home Equity Loans FAQ
A home equity loan allows you to borrow a fixed amount, secured by the equity in your home. You may even receive your money in one lump sum and deduct it from your taxes.
The amount you can borrow is based on the current equity you have in your house, as well as your credit score and location. Fill out an application, or ask one of our knowledgeable staff members to help determine how much you qualify for.
You can quickly estimate your total equity by determining your home’s market value, and subtracting the amount of debt you currently owe on your home.
A few small changes can make a big difference in your monthly expenses. During the loan process, we can help to reassess your current spending and put you back in charge of your money.
A home equity loan can hep cover a variety of expenses, including a wedding or similar life events, a new vehicle purchase, tuition expenses and even medical bills.
Corporate Notes FAQ
Since corporate notes are considered an investment, rather than a deposit, it is not federally insured. However, you can be confident that your investments are secure, as MFC is a reputable and financially stable company that complies with all requirements of Government of Guam Dept. of Revenue and Taxation to sell corporate notes.